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Travel Tips for Diabetics

Diabetes can have a significant impact on a person's life, but when well managed, there's no reason why you can't do the same things as everybody else, and that includes going on holiday. As long as your diabetes is under control, or at least manageable, there's no reason why you shouldn't enjoy a holiday. However, it's important that you take a few precautions. Below, you will find a number of tips to help you to make the most of your holiday. By following these simple tips, you'll ensure your holiday is as fun as anybody else's.


Make Sure You Pack Enough Medication


A problem that often happens with people who travel with any medical condition, is that they forget to pack all their medication. You should always check and then check again. Make sure that you bring additional supplies, just in case. For example, we were in America during the 9.11 attacks and we had to stay an extra week. It was a good job that we packed enough diabetes medication to last the extra time. Not that we wouldn't have been able to find the medicine in America, but we would have had to pay for it.


Research the Health System In That Particular Country


If you're going abroad, you will need to make sure that you understand how the health system worlds and that you take appropriate action to ensure that you can use the service if needed. For example, if travelling to America, you will need diabetic travel insurance. They will not allow you into the country unless you have the correct documentation and insurance. If you require treatment, and you don't have diabetic travel insurance, then you will have to pay for treatment out of your own pocket or not get treatment at all. Clearly, with something as serious as diabetes, this can have devastating consequences for your health.


You must research the health system before you arrive, so that you know exactly what to expect when you get there. Some places may not have a decent health system, so you will need a back up plan for when things go wrong. However, you won't be able to make plans if you don't know how they work, so research, research, research.


Tell The Airline That You Have Diabetes


if you're flying long haul, you will need your medication in the cabin with you. However, you will need to carry on more than the allowance for liquids. You must inform the airline before you arrive, so that they can make the required safety arrangements that will allow you to take your medication on board. If you don't do this, they will not allow you onto the airplane with the medication in the cabin – they may not let you fly at all because of the risk of you falling ill in the air. They certainly won't allow you to bring your medication into the cabin. With shorter haul flights, this might not be a problem, but with longer haul, it will be.


Tips for Buying Travel Insurance If You Have a Pre Existing Medical Condition

Travelling with a pre-existing medical condition can be daunting. However, it can be made much less traumatic by making sure that you have the correct level of insurance. This means letting the insurance company know that you have a medical condition. Here, we are going to provide you with a few tips to buying travel insurance pre-existing conditions. Is important that you understand how to buy travel insurance pre-existing condition, otherwise you might not receive the correct level of insurance. This can mean paying a lot of money out in the event that something happens to you while you’re on holiday. You can avoid this by following the instructions below and buying the correct insurance.    


Do you need to declare your medical condition?

Although you don’t need to declare every medical condition, is often best practice to do so. If you don’t, you might find yourself in a sticky situation while abroad. Most insurers recommend that you ensure yourself if you have the following conditions:


  • Asthma
  • Epilepsy
  • Heart attack
  • High cholesterol
  • Mental health conditions
  • Neurological disorders
  • Recent surgery


This is not an exhaustive list, but these are the conditions that most people generally declare. If in doubt about the medical condition, talk to the insurer. They will usually recommend cover and although it isn’t always needed, it’s better to be safe than sorry.


Where are you travelling?

Different countries have different rules concerning their Health Care provisions. Most people reading this article will be based in the UK, so we we’ll tailor the advice to you. If you’re travelling within the EU, you only really need the E111 card. This gives you access to European hospitals and is paid for by the NHS. It only works if you’re resident in the UK or other European countries and have paid the required National Insurance, or are younger than 18 or have otherwise been exempt from National Insurance contributions.


If you’re travelling outside of the EU, it makes sense to buy travel insurance. Some countries, like the USA, require that you have the travel insurance if you want to enter the country. You may be refused entry if you don’t have adequate cover. Before you buy your holiday, do some research into the rules of insurance pertaining to their country? If you don’t, you may find that you’re not allowed into the country or, worse, that’s something happens while you’re there and you’re not insured. If this happens, you can be left with a hefty bill. Sometimes, they will keep you in the country until you’ve paid, or have arranged to pay, the bill in full. This can be avoided by buying the right insurance policy. If in doubt, talk to your insurer. They have much more knowledge about the rules and regulations of specific countries.


Don’t buy a policy solely based on its costs.

Many people make the mistake of buying the cheapest policy they can find. Unfortunately, the cheapest policy is often also the worst policy. It’s cheap because it doesn’t offer adequate cover. When buying your policy look for what features it offers rather than the price alone. Price matters when comparing each call policies, but it is irrelevant when you’re comparing policies of different quality.

It’s So Easy To Obtain Insurance When Over 65

People reach an older age before they start to suffer from age related diseases these days.  For this reason travel insurance over 65 is now much easier to obtain if you want to go on a lengthy trip.


In fact many companies offer cover with no upper age limit.  Even if you should suffer from a chronic condition such as trouble with your heart, you will still be insurable with a few provisions but you should pay particular attention to travel insurance for heart conditions.  Firstly your premium may be higher because of the risk involved to the insurers and secondly you may not be able to take the lengthy trip of a lifetime that you had planned for.


Even though you will probably pay a little more for your insurance than when you were younger, the premiums are still affordable, given the cover you will get.  There are different levels of insurance and you can pick the one that best suits you.


However, in these cases you will still be able to make trips of a couple of weeks.  The reason for this is that medical conditions are now very well managed with drugs.  It is sometimes very beneficial to travel to a country where the climate is good and perhaps sometimes with less pollution than in our own country.


It is always good advice not to lie about the state of your health.  If you are a diabetic or have some other illness then be very candid with your insurers.  The last thing that you need to happen to you is that you are stranded in some foreign hospital and the company won’t pay out.


Medical bills can be very high outside the United Kingdom, especially if you are not travelling in the European Union.  This is especially true if you should wish to visit the United States, where medical intervention is both expensive and sometimes not good.

If you find it difficult to obtain any cover at all you can still travel within the Union as you will be able to apply for a European medical card.  Countries there are obliged to give you basic medical assistance if you should fall ill.


Travel insurance over 65, especially travel insurance for heart conditions is available from  itssoeasytravelinsurance

Travelling with/following Breast Cancer: Understanding Insurance

Having breast cancer is traumatic; however, it’s important to take the time to enjoy yourself too. Whether you’re undergoing treatment, or you’ve recently discovered you’re now cancer-free, travelling can help to alleviate the stresses and strains brought about from the disease. However, it’s important to make the holiday as stress free as possible.


One of the best ways to reduce the stresses of travelling with, or shortly after having, cancer, is to make sure that you have the right type of cover. This will give you peace of mind that, should you need it, you have access to the necessary medical interventions.


Here are some things that you need to consider when taking out travel insurance when you have, or have recently had, breast cancer:


  1. Always disclose the cancer to your travel insurer if you want to ensure that you have adequate cover. You will find that plenty of insurers will refuse to cover you for this cost, but don’t worry, because there are plenty of others that will. You can choose not to disclose the cancer, but if you fall ill and the hospital/doctor believes that the cancer compounds the issue, you may not have cover. This can leave you with hefty medical bills, so our advice is always to disclose cancer. The same is true of any type of illness.


  1. Shop around to find the best deal. As stated above, some insurers don’t offer cover for breast cancer travel insurance, but plenty do. However, don’t just settle for the first quote you find, shop around and compare the market. When making comparison, don’t simply focus on price, but consider the comprehensiveness of the cover too.


  1. Keep a good record of the treatments you have received and any medication you might have taken/be taking. This will help you to provide the correct information to the insurer, and in turn will help them to find you the best breast cancer travel insurance cover.


  1. If the quotes are coming in too high, then it might be worth getting a note from your doctor or hospital, or allowing the insurers to contact the doctor/hospital directly with full disclosure. The more information the insurer has, the better the cover. Furthermore, you may find that companies that are not willing to offer you insurance may be more inclined if they have authority from the doctor regarding the course of the cancer.


  1. Contact the insurance company directly. Sometimes an insurer may be able to insure you over the phone, even if they do not allow insurance when using their online forms.


If you’re searching for specialist breast cancer travel insurance, then please visit itssoeasytravelinsurance

A Few Comments About Medical Holiday Insurance Needs

Holiday insurance for pre existing medical conditions is usually hard to get.  Diabetes is one of these conditions. They often attract higher premiums because the insurers have to calculate the risk whether you are likely to need medical treatment when you are away on your trip. 


However with medical advances all treatments for these conditions are very well controlled and there is no reason that you feel unwell when you are not in the United Kingdom or not.  The secret lies on how well you manage your condition.  If you take your medication at the appointed time and have regular meals, you should feel no different as if you were at home.


In fact, if you are away relaxing, there is no reason why you should not feel better than before.  If you have type 2 diabetes, the condition is much easier to control than if you had diabetes from an early age.

If you need holiday insurance for pre existing medical conditions the logical step is to log on to  itssoeasytravelinsurance


Insulin dependent diabetics need to know that in a hot climate where most people like to take their holidays, insulin needs to be kept in a fridge to keep your medication safe. I know this because my husband needed to take insulin when his condition was bad and the chemist packed his supply with icepacks to take home.


It is quite essential to take out holiday cover if you are going to a country that is not within the European Community.  Don’t get me wrong, but the European Health Insurance Card is not much use if you are outside the confines of a trusted friendly nation. 


There are countries on the Mediterranean coast that have excellent health care, but it comes at a cost.  Compared to European standard the care is not expensive, but it will still take a slice out of your holiday budget.  It all depends where you are.


In Greece, for instance, medical care is not cheap and if you are not in the right place near a good hospital dicey to say the least.  Good insurance will keep you safe.


If you need holiday insurance for pre existing medical conditions the logical step is to log on to itssoeasytravelinsurance

Some Points To Consider When Travelling

Some insurance companies have become very enlightened to provide travel insurance over 65.  They have realised that some pensioners in our modern world have a sizable disposable income and they want to travel now they are free of work constraints.


They have also realised that pensioners these days are far more active than their parents and therefore stay healthier longer into old age.  However if you are not one of the healthy lucky ones, you can still obtain travel insurance, even if you have a terminal illness or a pre-existing medical problem.


In the latter case you may not be able to have a policy that allows you to travel the world for a year, but you will be able to go on holiday, say, for a month or two.  This is an understandable stipulation as if you have a medical problem or have a terminal condition it is far more likely that you could end up in hospital abroad.


Obviously it is really essential when you are planning the trip of a lifetime to take out an appropriate travel policy.  In fact it is advisable at any age to have insurance in place as you never know what lies behind the corner.


If you have an existing illness and you are taking medication, you should first of all disclose this to your insurer.  You should also take more medicine with you than you normally need when travelling abroad.  If you should not disclose a pre-condition you may find that treatment will be declined when abroad.


When travelling in Europe you are able to apply for a medical card, but this will give you only basic treatment.  It is advisable, therefore to take out additional insurance.


It may be that you will be able to buy insurance cheaper on line as these companies do not have to staff an office and pay rent in the high street.  It is also easier for the ones amongst us for which mobility is a problem.


Very often travel insurance over 65 works out cheaper on-line.  Please visit our website at itssoeasytravelinsurance